Reduce credit card debt to zero and embrace true wealth and freedom

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You may wonder, what does credit loan has to do with our main theme –escaping from 9to5?

Well, achieving freedom of debt is the first step to financial freedom. If you follow our tips, you should be able to live anywhere in the world, work on your own schedule, and enjoy quality time to follow or equip for your true callings, but could you imagine yourself still paying credit cards loan payments in that picture?

Plus when we owe debt, we became servants/slave to the debtor. It took an emotional or even spiritual toll on us.

Unless under extreme circumstances, anyone who is able to find a middle-income job in a developed country or savvy enough to find out this site should have no problems living within her own mean. And those who can live within their own means should have the resource and time to equip themselves to rise above 9 to 5. That’s mean you should be able to live up to your potential, debt-free, and no excuse to toil from paycheck to paycheck until 65.

If you find yourself under extreme circumstances, like losing a loved one or enduring pains and sickness, then you have more reasons to escape from 9 to 5 because life is short and unpredictable, and a job won’t give you true security. In fact, if you experienced any major crisis in life, you may realize that there is no point in spending a big chunk of your life working on things you don’t like nor related to your true potential.

This perspective should prompt us to becoming debt free and embark on the new path to creating long last cash flow generating systems.

With credit cards we might be able to buy things we can’t afford today, but that doesn’t really increase our living standard. In fact, everything we buy with credit cards and not being able to pay off right away costs us double the money if we spread out its loan repayments. It dramatically reduces our buying power after a brief period of instant gratification.

And the stuff we brought home only creates clutters, and then we forgot the thing we brought after a while or never ended up using it before we buy new ones.

The hidden stress from being surrounded by clutters and too much procession is constantly on our shoulders –while we eat, sleep, read, and handle day-to-day matters in our house. It reduces focus and quality of life. Try this –you will feel so much lighter if you give away the unnecessary and excess.

If you have no problems with credit card loans, then Congratulation! You can move on to the next stages in your journey of exodus from 9 to 5, which you can find from our homepage. in your journey of exodus from 9 to 5.

But if you have a mild to heavy degree of credit problems, then you will find the FREE articles we provide here beneficial. We will also refer you to others resources and experts regarding debts, as long as we find that they are best in the field and provide great value for your dollars.

How to get your free credit reports
If you want to check how they rate your credit and if you have identity thief problem, then go here for steps and how to. You will find information here on how to get your free credit reports.

Pay off your debts with savings!
Unlike what most experts conveniently tell you, an emergency fund isn't as practical as it sounds. Don't waste time and effort in building up an emergency fund while you are paying interest for credit card loan! Read on to see why.

Why is your FICO score important?
If you want to know how why FICO score is important, goes here. We will also let you know how to ask for lenders what credit scores they use to evaluate your credit.

Get a template credit dispute letter here and tips on how to dispute
Everyone has to face this at least once. Don't be shy, fight for what is right if you find that they make mistake on your credit record. Here are tips on how to deal with a dispute situation and a template letter which you can use to send to credit bureau for correction.

What are the best saving accounts?
Want to know what are the best saving accounts in Canada? Read this to find out.

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